Encouraging news. Ok, so my daughter has lived in
the apartment for about three months now. She got to know the
maintenance people and met the landlords. She decided to try to
secure the lease in her own name and without a cosigner. She paid
$45 for a credit check (she has a credit score over 700) and she had to
get a letter from her employer (she stared in May) stating what the
estimate was for her full-time employment. She told the landlord
that one of the roommates was staying and one was leaving. They
allowed her to sign a year's lease, in her sole name for a year.
Then she put an ad on Craig's List and within 15 minutes got 30 responses.
Within the next three days, she called four people and met with three and
found the perfect roommate who gave her a deposit and first months rent
within a day. Rentals in NYC go FAST!
Ok, its time to look for a new rental. So the search
is on. It is the last week of July and the lease ends September 1st.
We decided that she wanted to look for a newer apartment because things
were a little bit too old in the brownstone. My daughter has been in
the city for the summer and has worked at her job and lived the NYC life
for a few months. So now, she knows the commute better and has a
feel for where she might want to live in relation to the new people she's
met and the location of her job. One of her new roommates agrees
that they have a nice time living together and is planning to move with
her into a new place. So, that will allow them to get a nicer place
by combining their funds.
BELOW IS OUR
FIRST NEW YORK CITY RENTAL EXPERIENCE:
1. We made out a form response letter and made sure
that we did not have any clearly identifying information in it.
Friendly enough for initial contact, generalities, but no specifics such
as place of employment, etc. We did not include a phone number with
the response, but asked for a contact number. That way our phone
number would not be out there in the universe. Also included was
that we were looking for females (its amazing how many people don't put
gender in their craigslist ad), no drugs, no smoking, clean people, etc.
2. In responses, people seemed to be very cautious as well.
They did not offer many specifics and never gave the exact address of the
rental until we were on our way to see it. We always asked for a
cross street and some landmarks and then GoogleEarthed the blocks around
the area. After Google Earthing many locations with the 3D vortex
feature that allows you to see 3D, at street level in any direction, it
was like I had already been there when I actually visited in NYC.
So, if you don't have Google Earth, download it now, its free (you have to
look around for the free version).
3. We quickly decided that the number
one rule was to make phone contact as soon as possible. That way you
can get a sense of whether you can possibly live with the people and maybe
collect a little more information. We are really feeling our way
around things at this point.
4. We did go to one location in Astoria, Queens already. The
girls were really nice and there was a great little fresh fruit market.
However, there was an element and numerous catcalls, rampant graffiti
(although you can find graffiti all over New York and much of it is
beautiful, I am leary of places where it is heavily displayed.) A
friend told us that perhaps we should give Astoria another chance and try
it on the Long Island City side. However, we have not had the
opportunity to investigate that further. VERY IMPORTANT - RIDE THE
SUBWAY TO AND FROM YOUR DAILY DESTINATION BEFORE RENTING.
5. Apartments are listed in force. There is never a shortage
to choose from. However, the good ones go in the blink of an eye, so
you have to be quick. We found two other locations. One in
Chelsea and on in Gramercy near First Street. My daughter was
working one day and I decided to go into the city and walk around while
she was at work. I went to Chelsea and really liked the area.
Then I went over to Gramercy (the apartment photo's for this location were
stellar!). While there were some areas of Gramercy that were,
indeed, stunning, I quickly realized that the "stunning" part was not
anything we would be able to afford in this lifetime. I continued
walking down to First Avenue. It was eclectic and diverse.
Very flavorful variety of all types of people from many different races
and many different types of groups. I saw young hip, punk, old,
young, different classes of people. It was a bustling place if you
like that type of environment. It was too busy of an environment for
us. Too much foot and vehicle traffic and so we cancelled the
appointment to see the apartment. Luckily, the Chelsea apartment
worked out great. I am now a great fan of the Chelsea area (which
does have a different mix of classes, races and groups, but in an entirely
different way.) You do have to find the area which fits your
personality. There are locations for all types.
6. I am psycho when it comes to personal protection and I don't
"trust" easily. So, I spent a good amount of time in the
neighborhood. I walked up to a police car in the neighborhood and
asked if it was a safe neighborhood. They said it was good. I
then stopped a woman walking her dog and she gave rave reviews over our
potential location. Then I walked the blocks on foot and took
note of the types of people who were on the streets. Many were
single women who looked as if they felt very comfortable and unthreatened;
others were workers, nannies, moms and college students. Note that
for a little room in a tight apartment, we ended up paying over $1,300
plus utilities for rent a month and that was a steal!
7. Then when my daughter and I met up again, we went back to that
neighborhood and sat in the park, walked the blocks again, ate in the
restaurants until it was time to meet the potential roommate.
8. I brought a camera and took pictures of the area, the types of
vehicles parked in the streets and the potential trouble areas such as
bars, parks and deserted places. When we finally went to visit the
roommate, I made sure to take a few pictures of the inspection
certificates on the wall of the hallway. Those always give the name
of the owner and / or representative and who manages the property.
That way, we could be armed with more information if we needed it.
(BTW take pictures with the flash on AND off. Sometimes the camera flash
spots out the important written information).
9. Since we had not met the roommate
before I felt funny about asking to take pictures inside of the apartment,
so I didn't. She had provided a few in her e-mail.
10. The meeting went well and we made
sure to ask about the landlord and if he knew she was seeking to sublet
her apartment. She wrote down the name of the other roommate and
wrote down the name and address of the present landlord. We
discussed how payment for the apartment would be made and then she said
she would let us know because she had met with some other possible tenants
too.
11. She called us within an hour when
were on our way home and let us know that she chose my daughter to move
in. Of course, I was suspicious that she called in such a short
time, but my daughter told me I was overreacting and so I was quiet for
the time.
12. When it came down to actually
sending out the check, I was beside myself..... I did not want to send out
any money at any time until the keys were in hand. However, the
situation was difficult and I was not going to get my way and I could not
figure out what other options we had, if we wanted that apartment.
Of course, no one was forcing us to take THAT apartment and we could have
refused to send the money and then just walk away. But, then we'd
have to go through the same nonsense with someone new down the road and I
simply had to decide what was important.
13. Tough as it was, I didn't want my
daughter to be tied into a long lease and this was intended to be a
short-term lease so she could at least get into the city and start her job
and then look for a longer term apartment after a while. I decided,
in the end, that the most important thing was that my daughter be safe.
Even if this new potential roommate was a scam artist, she was clearly not
a violent person and my daughter would not be in any physical danger that
I could anticipate. That was the priority. After all, its only
money. Although we don't have a lot of it, and we want to protect
our money, if we wanted things our way, we would have to decide to either
back out or take the risk. I agonized over this decision for weeks.
14. In preparing the check, I told my
daughter to write the entire rental address on the check in the notation
area and to write For Rental of such and such a property from such and
such a date to such and such a date, installment 1 or some type of
notation like that.
15. Then I told her to write FOR DEPOSIT
ONLY on the back of the check. That way, whoever cashed the check
would have to deposit it in an already established bank account and the
entire amount of the check would be recorded. In other words, they
could not get "cash back" by simply signing the check and bringing it to a
bank.
16. Well my daughter sent out the first
check and we took every precaution. We made sure that she sent it
RETURN RECEIPT REQUESTED through the United States Postal Service.
That way, someone would have to sign for it. The first receipt came
back fine.
17. Still, we are just feeling our way
in this situation ... not really knowing if we're doing things right....
praying to the rental gods that we are making the right moves.
18. The girl she sent the check to did
not cash the check. I was suspicious until I did more research on
apartment scams and found out that landlords were being scammed by people
too. So, this girl was suspicious of us too and I suspect was
waiting to cash the check to see if we were going to pull anything funny.
19. My daughter wrote up a basic rental
agreement and suggested that they both sign it and have it notarized.
What that will do, who knows, but it is just one more step in our
precautionary adventure.
20. Anyway, things so far have gone
well. The girl continued to communicate with my daughter over e-mail
and we haven't been ripped off yet..... but, me being paranoid .... well,
I'm just waiting for the other shoe to drop (just be glad you don't live
with me! ;))
21. My daughter is meeting the girl near
where the girl works to pick the keys up today, so I'll just cross my
fingers and hope it all goes well. I feel totally helpless that I'm
saying "I'll cross my fingers." It's not like me at all, but good
rentals have been so hard to sort out that I don't feel as if I have any
other choice. We could, of course, go with a broker..... but I do
not want to shell out few thousand dollars for someone to make a few phone
calls.... that, to me, is just as bad as being scammed out of a few
thousand dollars .... worse actually. At least with my plan, there
is the possibility that it could all work out .... with a broker, the
money is definitely down the tubes.
22. The keys have been passed on and she
is on her way to the apartment right now. Success #1. In the
apartment. Success #2.
23. OK so my daughter's eye roll wins.
She is moved in to her apartment with some awesome young ladies. So,
the big question remains..... Will I be this psycho with her next
apartment...... YOU BET I WILL... and "I'm ok with that!"
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